What Is the Payment Services Platform?

The Payment Services Platform enables Clients to issue and manage payment cards through a secure, multi-tenant architecture.

The platform provides:

• Product configuration

• Card lifecycle management

• Tokenization capabilities

• 3DS credential management

• Transaction retrieval

• Operational controls

The platform does not provide:

• Wallet or ledger management

• Balance accounting

• Core banking infrastructure

• Consumer-facing applications

The platform focuses on card infrastructure and security. Wallet and balance management systems are implemented by the Client and integrated as needed.

Who Integrates with the Platform?

The platform is designed for:

• Developers integrating card services into their applications

• Analysts defining product and operational requirements

• Operational teams managing issued cards

• Potential Clients evaluating integration capabilities

This documentation provides both conceptual explanations and technical API reference material.

Platform Model

The platform follows a structured domain model:

Client
→ Product
 → Card
  → Cardholder

Where:

• Client is the integrating organization.

• Product defines the card configuration under a Client.

• Card is an issued payment instrument.

• Cardholder is the individual who uses the card.

Roles include:

• Developer — integrates with the APIs.

• Backoffice Rep — manages operational tasks.

• Client Admin — performs administrative actions within client scope.

• Global Admin — performs cross-tenant administrative actions.