Supported Authentication Methods

Method	Description	Client responsibility	Payblr responsibility
Delegated SMS	The one-time passcode is delivered to the cardholder through your SMS flow.	Receive the delegated SMS request, send the OTP to the cardholder, and support the SMS delivery flow.	Coordinate the delegated notification path between the processor and your system.
Biometric / In-App SCA	The cardholder authenticates through your mobile application using biometric or in-app approval.	Notify the cardholder, collect the authentication result, and return the result to Payblr within the challenge window.	Receive the delegated SCA notification, forward the request to ypour system, and return the authentication result to the processor.