How Biometric / In-App SCA Works

1

Transaction starts

The cardholder initiates an online card transaction that requires 3D Secure authentication.

2

In-app authentication required

The 3DS service determines that Biometric / In-App SCA is required for the cardholder.

3

Notification received

Payblr receives the delegated SCA notification and routes it to your system.

4

Cardholder authenticates

The client mobile app prompts the cardholder to approve or reject the authentication request.

5

Result returned

The authentication result is returned to Payblr so Payblr can complete the delegated validation flow with the processor.